Faiz, Azrina & Co.

First Home Buyer Tools

Everything you need in one place.

Mortgage Affordability Calculator

Estimate how much you can borrow and your monthly instalment.

Note: Estimates only. Bank policies and DSR thresholds differ by lender.

Hidden Costs Estimator

Beyond down payment—budget for the overlooked items.

We’ll refine ranges once you share specifics with us.

EPF Account 2 Withdrawal (Estimate)

Check roughly how much you can use from EPF (Akaun 2) for your first home.

Notes: This is a rough guide only. Actual eligibility follows KWSP rules and your bank’s documentation. We’ll confirm for you before submission.

Live Housing Loan Rates (Malaysia)

Loaded providers

Figures are estimates for illustration only. Actual offers depend on your profile and bank approval.

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Track your journey from booking to keys.

    *Dates are estimates. Actual timelines vary by parties and lender.

    Questions about your case?

    Chat with us on WhatsApp. Quick, discreet and practical.

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    First-Home Buyer FAQ (Malaysia)

    What documents do I need to start?

    You will need your NRIC, latest 3–6 months’ payslips, EPF statement, bank statements, and existing loan statements (if any). We’ll guide you if anything else is needed.

    How long does a subsale purchase usually take?

    Commonly it is about 2-4 months depending on bank processing and parties’ readiness. You can use the Timeline card above to track your progress.

    Can I use EPF Account 2 for the deposit?

    Often yes, subject to KWSP rules and your documents (SPA, Loan Offer). You can use the EPF tool above for a rough estimate, then we’ll confirm.

    Where we are located

    Faiz, Azrina & Co.
    Advocates and Solicitors
    Wisma Faizazrina, No.24 Jalan Tengku Ampuan Zabedah A9/A, Seksyen 9,
    Shah Alam, 40100, Malaysia
    Chat with us on WhatsApp